Supply Chain & InventoryFree calculatorPDF, Excel, Word exportAutomotive

Customer Bank Build Stock Calculator

Before a tool transfer, plant move or planned shutdown, customers often ask suppliers to build a bank of finished parts. This calculator shows what that request costs in run hours, calendar time and carrying cost, before you accept it.

Your numbers

10 days of supply
pcs/day
pcs/hr
75 %
h/day

Hours not needed for normal production.

$/pc
18 %
months

Your results

Bank quantity
18,000
Extra run hours to build the bank
171 hrs
Effective good parts per hour
105
Calendar days to build
43 days
Inventory value of the bank
$201,600
Carrying cost during hold
$12,096

Excludes storage space cost, obsolescence risk and any customer funding of the bank.

Save results:

Extra run hours vs bank days

Sweeps Bank requested from 0 to 40, holding your other inputs fixed.

Bank build planning in your ERP

Optional: talk through scheduling bank builds against orders and capacity in your ERP.

Optional. The tool and every export work without this. No spam.

How to use it

Enter the days of supply the customer wants and their daily demand from the latest release. Add the rated line speed and expected OEE, then the spare hours per day you can dedicate without hurting normal output. The result is the bank quantity and the time needed to produce it.

  • Use the customer's latest release, not the nomination volume
  • Spare hours are those left after normal production
  • Run the chart to compare 5, 10 and 20 days

Formula

Bank quantity equals days of supply times daily demand. Effective good parts per hour equals rated rate times OEE. Extra hours equals bank quantity over that effective rate. Calendar days equals extra hours over spare hours per day. Carrying cost equals inventory value times annual rate times months held over twelve.

Reading the result

If calendar days to build exceed the time before the event, you need overtime, a weekend shift or a smaller bank. Compare the carrying cost with the expedite cost you avoid if the transfer slips. Agree who pays for the bank in writing, because it can tie up working capital for months and may become obsolete if the program changes.

Common mistakes

Planners often use 100 percent OEE or forget that parts built early age in storage and may need re-inspection or re-preservation. Another mistake is building the bank from a single material lot, which can hide traceability issues. Align bank labeling and lot control with the customer before starting.

Frequently Asked Questions

How many days of bank do customers ask for?

It varies widely with risk. Short transfers may ask for a week or two, while complex tooling moves may ask for several weeks. Use the customer's written requirement and your own risk assessment.

Who pays for the bank?

That is a commercial term. Some customers fund the inventory or buy it early, others expect the supplier to carry it. Settle payment and ownership before building to avoid disputes.

Does the bank change my OEE?

Not by itself, but extra running can raise utilization and reveal constraints. Use realistic OEE for the added hours and watch changeover and tool wear.

Can I use it for a seasonal build?

Yes. Treat the seasonal peak above normal output as the bank and set days of supply to the extra demand over the build window.

Netray can help model bank builds against open orders, material availability and capacity in your ERP so the plan is checked before the commitment is made.